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All agents are NOT alike! Find out why we are top real estate experts for Danville, Blackhawk and San Ramon, CA. Call me today. 925-389-0425
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Get the most money for your home! Thinking of selling your Danville, Blackhawk or San Ramon Valley CA home? Know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"Thank you for the extraordinary job you did" "Your professionalism and continuous guidance provided us with great ideas and wonderful resources." Kirsty and Guillermo, Blackhawk, Danville, CA Read Quote > View All Quotes >
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Bruce Pollard are some of The Top
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Welcome! Here You Can Find Great Information on Blackhawk, San Ramon and Danville, California Real Estate 
Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Blackhawk, San Ramon and Danville California real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top, local Blackhawk, San Ramon and Danville California REALTORS®, we have the experience and track record you are looking for. Please let us help. - Bruce Pollard, Broker/Owner, The Blackhawk Real Estate Company 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
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| A |
The former estate of John Lennon in Palm Beach has two pools plus guest quarters. |
See More Real Estate Trivia > |
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Shop at The Shops at Blackhawk Blackhawk Plaza, is the future home of Draeger’s Market and upscale shopping, dining and entertainment options and the Blackhawk Museum. Find Out More > View All Affiliates >
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